The Process

You Need The Power Of A Loan Audit To Get Your Loan Modified!!!

The Process

THE LOAN AUDIT PROCESS

We review your loan documents (the papers you signed when you applied for the loan and the papers you signed when you closed the loan). We investigate whether the information and calculations provided in those documents was accurate, truthful, and met the requirements of the applicable federal and state statutes.

We look to what the lender, broker, and agent told you about the loan. We focus on whether the loan you were told you were getting was actually the loan you received.

As experienced mortgage auditors

... We can uncover Fraud, Miscalculations, Violations etc. quickly. Other violations are harder to find and require in depth examination of the loan documents. After determining if your loan documents indicate whether there is a case worth pursuing we can inform you what course of action to take.

AUDITING YOUR LOAN

Some Of The Things We Review and Document:

The Loan Application

The Loan Terms

Fraud and Violations in your Good Faith Estimate and Settlement Statement

Truth In Lending Disclosure

A Discovery Report:

Was your loan done in accordance with state and federal laws.

The amount your broker and other people made from your loan.

An assessment of whether you have legal claims against your lender, broker, or other parties who took part in your loan.

Restructuring Your Loan:

After the Audit and Review of the current terms of your unaffordable loan, and documenting the Federal, State Violations and Fraud your lender may have no other choice but to restructure the payment terms to make the loan affordable?

Preliminary Truth-in-Lending Audit

FACT! Many borrowers are victims of predatory lending and don’t realize they’ve been taken advantage of. A Preliminary Audit will find out if your mortgage contains violations of federal and state consumer protection laws.

If you have an Unfair and Deceptive loan it’s costing you a substantial amount of money, this can be stopped and turned around in your favor.

A Preliminary Truth-in-Lending Audit will quickly expose many violations of Consumer Protection Laws. It will tell you if you are a victim of predatory lending or not—and what can be done for your loan in your favor.

After completing your Preliminary Truth-in-Lending Audit, if it is determined that you have a strong case, you may choose to go forward with a complete Documented Forensic Audit.

Top of Page